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| Haunt Tactics and Techniques Share your thoughts on the fine art of Amateur and professional haunting techniques. |

05-17-2012
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Super Moderator
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Join Date: Aug 2005
Location: NJ
Age: 54
Posts: 5,144
Likes: 3
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DD, You might want to ask your insurance agent again and specifically tell him that you take donations, as in a donations box maybe??? I remember speaking with an insurance agent haunter years ago who said that donations were considered "implied admission fees", and that they would also void your homeowners insurance, maybe even supersede the towns coverage of your haunt as well.
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05-18-2012
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Uneasy
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Join Date: Apr 2012
Location: Lakewood Village
Posts: 94
Likes: 0
Liked 2 times in 1 post
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I am going to check on that.....We historically forward all donations to the local food bank in town so I am curios if that would still put us in a bind?
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05-19-2012
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Fearless
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Join Date: May 2009
Location: Dryden, Michigan
Posts: 328
Likes: 0
Liked 7 times in 3 posts
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Quote:
Originally Posted by Vlad
DD, You might want to ask your insurance agent again and specifically tell him that you take donations, as in a donations box maybe??? I remember speaking with an insurance agent haunter years ago who said that donations were considered "implied admission fees", and that they would also void your homeowners insurance, maybe even supersede the towns coverage of your haunt as well.
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This is true according to our home owner insurance. This is why we carry an additional insurance policy for the haunt.
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Always scarying the yell out of them
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06-01-2012
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Frightener
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Join Date: May 2012
Location: Salem, Or.
Age: 57
Posts: 795
Likes: 11
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I think what everyone is saying here is that it is better to be safe than sorry. Every state has different laws in how they define what a haunted house is. If you just let people walk by and see without them going into a building or property then you are probably safe.
But if you allow people to come onto your yard or you have a walk through then you really should check out how your local city says classifies your haunt. It really doesn't matter if you charge or not, heck even asking for cans of food to give to charities is a form of admission.
So I guess I would say, that it's better for all of us to check with our own insurance company and local city just so we don't get our you know what in a sling!
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09-06-2012
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Desensitized
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Join Date: Sep 2012
Location: Connecticut
Posts: 133
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As far as haunts go, we live in great times! Every age has its golden moment. NO WAY did this happen in The '70s! There may have been a few here'n'there for charity, but I don't recall.
Yup, good points raised. Best to be safe than sorry and as always, use common sense ... 'cuz I sure don't have taste, baby!
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"Sun and dark, she followed him, His teeth did brightly shine
And he led her above mountains, Did that sly old Reynardine"
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09-07-2012
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Uneasy
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Join Date: Aug 2012
Location: sparkleburg, sc
Age: 33
Posts: 88
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what if, to offset the extra insurance fees and whatnot in october, your haunt group holds several charity drives and bake sales? then you won't have to give up on your haunt dream, because you'll have made the money for most of the fees already.
i believe that even if a haunt is really small or for a charity, you should run it like a business. businesses need plans, plans and more plans, and since we already take all year before and after the haunting season to prepare our props for our haunts, why not take all year to prepare the legal stuff, not just research to make sure our ducks are in a row the week or so before we open.
the insurance thing scares the bajebzus outta my hubbs. it's alot of money here. but i guess anything in this economy is alot. our insurance agent quoted us something horrible about 3 years ago when we first got our house, and it was so horrible i blocked it out of my memory.....but our agent acted like it was a hassle, and we shouldn't even attempt it.
later i find out that he has no knowledge the company's policies on haunt insurance and didn't want to look it up for laziness.
dar.
<3
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10-08-2012
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Fearless
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Join Date: Oct 2011
Location: Livingston, Illinois
Age: 31
Posts: 409
Likes: 1
Liked 12 times in 9 posts
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I live in a small town of like 1,000 people and as far as i know we have no codes. Hell we only have one cop! haha.. I do a walk through and i post a sign "enter at your own risk blah blah blah"... If you get hurt. Too damn bad i'm not paying for nuttin! Thats what the signs there for lol
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Lurking in the dark- haunted yard- AKA Hauntguy311 on youtube
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10-09-2012
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Scariest C.O. alive.
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Join Date: Aug 2009
Location: At home
Posts: 2,297
Likes: 1
Liked 20 times in 6 posts
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Frank, you can go to city hall and the fire department and request copies of the building and fire code. They have to give it to you because it is a matter of public record. You might have to pay a small fee for the cost of ink and paper. But, if it helps keep you from getting shut down, a couple of bucks is worth it, in my opinion.
That reminds me, I need to do that Wednesday...
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10-09-2012
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Super Moderator
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Join Date: May 2006
Location: CO
Posts: 9,169
Likes: 596
Liked 82 times in 27 posts
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Quote:
Originally Posted by EverydayisHalloween311
I live in a small town of like 1,000 people and as far as i know we have no codes. Hell we only have one cop! haha.. I do a walk through and i post a sign "enter at your own risk blah blah blah"... If you get hurt. Too damn bad i'm not paying for nuttin! Thats what the signs there for lol
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http://www.state.il.us/agency/idol/f...nted-house.htm
http://www.sfm.illinois.gov/document...0Buildings.pdf
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☿ Let the screams in your head be the last things you hear ☿
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10-09-2012
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Scariest C.O. alive.
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Join Date: Aug 2009
Location: At home
Posts: 2,297
Likes: 1
Liked 20 times in 6 posts
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Quote:
Originally Posted by Hauntiholik
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Haunti, if you can find stuff like that for the state of Alabama, I'd be greatly appreciative. I've searched all week for it.
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